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Avoid  Foreclosure
Welcome > For Sellers > Avoid Foreclosure  ...

Are you facing foreclosure? 

You May Have A Better Way Out! 

There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. But ignoring the bills will not make them go away, it will only make things worse. 

If you need help, there are approaches that can help, but you may not be familiar with them. One of these is a “short sale.” 

In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowner’s credit than a foreclosure does. 

If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit rating, please complete the form below. A qualified short sale agent will be in touch with helpful information. 

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Real Estate Tips
Accepting An Offer >Purchase Negotiations

If you are selling your home, you should be prepared for the day your first offer comes in. When your real estate agent calls to say there is an offer on your home, you will naturally get excited. When your agent describes the offer, you will probably experience an adrenaline rush. Whether the offer is good or bad, you should just remain calm--and discuss a counter-offer with your agent. The negotiations of a purchase begin with the buyer's ideal terms and a counter offer that communicates the seller's ideal terms.

A good agent will look beyond the price when evaluating an offer. If the buyers' financial qualifications are shaky or the offer includes potentially problematic terms or conditions, your real estate agent should be there to minimize any risk to you and to address these items in your counter-offer. Your agent's job is not to make a decision for you, but to be sure that you understand fully what the offer includes and what is expected.

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Real Estate Trivia
Q 
What site discovered in 1965 is considered the world's oldest known habitation?

A 
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago.
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Judy Gull, REALTOR®, real estate agent and broker for La Crosse, La Crosse County, Onalaska and Holmen, Wisconsin home listings, property and land for sale - NUMBER1EXPERT

Judy Gull
RE/MAX First Choice

757 Sand Lake Rd
Onalaska, WI
608-781-7714
Fax: 608-783-4263
judygull@NUMBER1EXPERT.COM


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